Check Vehicle Insurance
What is Vehicle Insurance?
Vehicle insurance helps protect you if your vehicle is damaged, involved in an accident, or stolen. It covers repair costs, medical bills, and damage to third parties. Depending on your policy, it can also protect you from natural disasters, fire, and theft. Whether it's car insurance or motor vehicle insurance, securing the right policy is essential for peace of mind.
Why Do You Need Vehicle Insurance?
Vehicle insurance offers financial protection for damages caused to your vehicle or others. It covers accidents, theft, natural disasters, and liabilities resulting from road incidents. With vehicle insurance, you protect not just your car or bike, but also other drivers, pedestrians, and property involved in an accident.
Types of Vehicle Insurance in India
Vehicle insurance comes in different types to suit your needs
1CAR INSURANCE
Car insurance protects your vehicle in case of accidents, theft, or damage. You can choose from a third-party insurance policy, which is legally required, or a comprehensive policy that offers wider coverage for both your car and third parties.
Check the different kinds of car insurance available on Vehicleinfo- Third-Party Car Insurance Policy
- Comprehensive Car Insurance Policy
- Standalone Car Insurance Policy
- Zero Depreciation Car Insurance Policy
2BIKE INSURANCE
Bike insurance ensures your motorcycle or scooter is covered against accidents, theft, and damage. Third-party insurance is mandatory for bikes, while comprehensive bike insurance provides all-around protection for your bike and other parties involved in an accident.
Check the different kinds of bike insurance available on Vehicleinfo- Third-Party Bike Insurance Policy
- Comprehensive Bike Insurance Policy
- Standalone Bike Insurance Policy
- Zero Depreciation Bike Insurance Policy
Features of Vehicle Insurance
Access Anytime, Anywhere
View your vehicle insurance details at any time. Manage and update your car insurance or bike insurance on the go!
Quick and Simple Process
Buy or renew your vehicle insurance online without the hassle of paperwork. With just a few clicks, you’re covered!
Affordable Premiums
Secure budget-friendly vehicle insurance without compromising on quality. Choose the plan that fits your budget.
Instant Renewals
Renew your vehicle insurance instantly. Ensure continuous coverage with no lapses.
Clear and Transparent Information
Get straightforward information on your insurance policy, with no hidden terms or complex language.Popular Add-Ons for Comprehensive Vehicle Insurance
Enhance your vehicle insurance with these useful add-ons:
Zero Depreciation Cover
Get the full claim value without any deductions for depreciation.Roadside Assistance
24/7 emergency support if your vehicle breaks down.Engine Protection
Special coverage for your vehicle's engine against damage from water or oil leaks.
Why Buy Vehicle Insurance Online?
Legal Protection
Stay compliant with the law by getting third-party liability insurance for your vehicle. It covers damages caused to others, ensuring you’re legally protected.
Financial Protection
Opt for a comprehensive insurance policy to safeguard yourself financially in case of accidents, theft, fire, or damage. It covers repair costs, medical expenses, and more.
Personal Accident Cover
Ensure accident cover for you and your passengers in case of injury or death while traveling in your car or bike.
How Vehicle Insurance Premiums Are Calculated
Several factors influence the premium you pay for your vehicle insurance:
Vehicle Details
Age, make, model, engine capacity, registration number, and vehicle identification number (VIN).
Location
Areas with higher accident rates or theft risks lead to higher premiums.
Claims History
A history of previous claims may increase your premium.
Coverage Options
Choose between comprehensive insurance or third-party liability and any add-ons.
How to Buy Vehicle Insurance Online On Vehicleinfo?
Easily buy your vehicle insurance online in just a few simple steps.
Things to Consider When Buying Vehicle Insurance
Before purchasing a vehicle insurance policy, make sure you consider the following important factors to ensure you choose the best coverage for your needs.
01
Coverage
Evaluate whether you need basic third-party liability or comprehensive insurance. For better protection, opt for comprehensive coverage that safeguards both your vehicle and third-party liabilities.
02
Add-On Covers
Enhance your vehicle insurance policy with add-ons like Zero Depreciation, Return to Invoice, Roadside Assistance, Engine Protection, or Consumables Cover for broader, customized protection.
03
Claim Process
Opt for an insurer that offers a hassle-free claim process. With online vehicle insurance, you can quickly raise claims via their mobile app or website, or call the insurer directly for assistance.
04
Network Garages
Ensure that the vehicle insurance provider has an extensive network of cashless garages nationwide and within your area. This will ensure you have easy access to repair services whenever needed.
05
Zero Depreciation Cover
Zero Depreciation cover ensures you receive the full claim amount without any depreciation deductions, making it an essential add-on for insurance claim settlements and protecting vehicle's value.
06
Insured Declared Value
The IDV represents your vehicle's market value in the policy, crucial for fair claims in case of total loss or severe damage. Choose the right IDV for accurate compensation and better protection.
07
Inclusions and Exclusions
Thoroughly review the inclusions and exclusions in your vehicle insurance policy. Understanding the terms and conditions will help you avoid any surprises or misunderstandings when filing a claim.
08
Premium
Understand how the vehicle insurance premium is calculated and which factors affect the cost, such as vehicle age, location, and coverage options. Ensure you have clarity before purchasing your insurance plan.
Factors Affecting Your Vehicle Insurance Premium
Your premium depends on various factors:
Vehicle Age
Older vehicles generally attract higher premiums due to a higher risk of damage.Location
Areas with higher theft or accident rates increase premiums.Claims History
Frequent claims or a history of accidents can raise your premium.Policy Coverage
Opting for comprehensive coverage or additional add-ons increases your premium.IDV (Insured Declared Value)
The market value of your vehicle—higher IDVs lead to higher premiums.
How to Renew Your Vehicle Insurance Online Using Vehicleinfo?
Quickly renew your vehicle insurance online in a few simple steps.
Frequently Asked Questions
Vehicle insurance protects against financial losses from accidents, theft, or damage, covering repairs, medical bills, and liabilities.
Use the Vehicleinfo platform to check your vehicle insurance status. Simply enter your vehicle registration number to access policy details, including coverage type and expiry date.
Visit Vehicleinfo to verify your insurance status online. With just your vehicle number, you can review the current policy, ensuring you stay informed about its validity.
While Vehicleinfo does not process payments, it connects you to the best insurers at your location. Once you choose a policy, you’ll be directed to the insurer’s platform to make a secure payment online.
